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Terms of Use

  • Last Updated: January1, 2026

1. Introduction

Welcome to Mfamasia. This website and its related services (collectively, the “Site” or “Services”) are provided by Mfamasia (“we,” “us,” or “our”). By accessing or using the Site and Services, you (“you” or “your”) agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please discontinue use of the Site immediately.

These Terms govern your access and use of all websites, mobile sites, applications, or services provided by Mfamasia or its affiliates that link to this User Agreement and Privacy Policy.


2. Acceptance of Terms

By using the Site or Services, you accept and agree to these Terms and any changes made to them in the future. We may update these Terms periodically. The most current version will always be posted on the Site. Your continued use of the Site after any modifications will indicate your acceptance of the revised Terms.


3. Privacy Policy

Your use of the Site is governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Site, you consent to the practices outlined in the Privacy Policy.


4. Registration and Account

To access certain features, you may be required to register an account with us. When registering, you agree to:

  • Provide accurate and complete information
  • Keep your login credentials confidential.
  • Notify us immediately of any unauthorized use of your account.

You are responsible for all activities under your account, including any content submitted. We reserve the right to suspend or terminate your account at any time if we believe you have violated these Terms.


5. Content Ownership and Use

The content available on the Site, including articles, images, videos, designs, and code (“Content”), is owned by Mfamasia or its licensors and is protected by intellectual property laws.

  • Personal Use: You may access and use the Content for personal, non-commercial purposes only.
  • Commercial Use: For any commercial use, including redistribution of Content, you must obtain written permission from us.
  • No Modification or Redistribution: You may not copy, reproduce, distribute, or alter the Content without our express written consent.

We may grant you specific permission to redistribute Content, but we can revoke this permission at any time.


6. User-Generated Content

Some parts of the Site allow you to submit content (“User Submissions”). By submitting content, you grant us a non-exclusive, worldwide, royalty-free license to use, display, modify, distribute, and publish your submissions in any media now known or later developed.

You retain ownership of your User Submissions, but you waive any moral rights to them. We may remove User Submissions at any time and are not responsible for their content.

You represent and warrant that your User Submissions:

  • Do not infringe on any intellectual property rights or violate any laws.
  • Are not defamatory, obscene, or harmful in nature.

We are not responsible for monitoring or controlling User Submissions, but we may remove content that violates these Terms.


7. Third-Party Links and Content

The Site may contain links to third-party websites or content. We do not endorse or take responsibility for any third-party sites or content, and you access them at your own risk.

We are not liable for any damages arising from your use of third-party content.


8. Accuracy of Information

While we strive to ensure the accuracy and completeness of the Site’s Content, we do not guarantee its correctness. The Site may contain errors or outdated information. If you notice any inaccuracies, please notify us so we can correct them.


9. Fees and Payments

Some features of the Site may require payment. You agree to pay any applicable fees for fee-based products or services. We may offer free trials or discounts, but unless otherwise stated, subscription services will automatically renew at the regular rate unless you cancel in advance.

  • Refunds: Unless stated otherwise, all fees are non-refundable, including unused portions of any cancelled subscriptions.
  • Automatic Renewal: Subscriptions may automatically renew. You can cancel your subscription prior to renewal to avoid additional charges.

10. Acceptable Use

You agree not to use the Site and Services to:

  • Engage in illegal activities or violate any laws.
  • Transmit harmful or offensive material.
  • Engage in “scraping” or other unauthorized automated methods to collect data.
  • Impersonate any individual or entity.
  • Distribute spam or promotional content without our consent.

You are responsible for maintaining the security of your account and ensuring that your use of the Site complies with these Terms.


11. Termination

We may suspend or terminate your access to the Site and Services for any reason, including for violating these Terms. Upon termination, your access rights will end immediately, and you must cease using the Site and Services.

If you wish to delete your account, you may do so following the instructions on the Site.


12. Indemnification

You agree to indemnify and hold harmless Mfamasia, its affiliates, employees, and agents from any claims, damages, or liabilities arising out of your use or misuse of the Site, your User Submissions, or your violation of these Terms.


13. Governing Law and Jurisdiction

These Terms are governed by the laws of Tanzania. Any legal action or proceeding arising under these Terms will be resolved exclusively in the courts located in Dar es Salaam, Tanzania.


14. Arbitration

Any dispute or claim related to these Terms or the Site will be resolved through binding arbitration, conducted under commercial arbitration rules. The arbitration hearings will be held in Dar es Salaam, Tanzania unless otherwise specified.


15. Disclaimers and Limitation of Liability

The Site, Services, and Content are provided “as-is” and “as-available” without warranties of any kind. We do not guarantee that the Site will be uninterrupted or error-free.

  • Limitation of Liability: In no event will Mfamasia be liable for any damages arising from your use of the Site, Services, or Content, including special, incidental, or consequential damages. Our liability is limited to the amount paid by you for the service in question in the three months preceding the event giving rise to the claim.

Some jurisdictions may not allow the exclusion or limitation of certain damages, so some of these limitations may not apply to you.


16. Miscellaneous

  • Severability: If any provision of these Terms is found to be unenforceable, the remainder will continue in full effect.

  • Entire Agreement: These Terms constitute the entire agreement between you and Mfamasia and supersede any prior agreements or understandings.

If you have any questions or need further clarification, please contact us at:

Email: [email protected]
Phone: 0782268774
Address: Kijitonyama, Mabatini Polisi, Dar es Salaam, Tanzania